Medicaid And Medicare Flashcards, test questions and answers
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What is Medicaid And Medicare?
Medicaid and Medicare are two of the most important health insurance programs in the United States. Both are government funded, but they serve different populations and provide different types of coverage. Medicaid is a joint federal-state program that provides health coverage to low-income individuals and families, including pregnant women, children, parents, seniors, and people with disabilities. Medicare is a federally funded program that provides health coverage for people who are 65 years or older or those who meet certain disability criteria.Medicaid is an entitlement program in which all qualified applicants receive benefits regardless of how much money they have. It covers primary care visits to the doctor’s office as well as hospital visits, prescription drugs, long-term care services like nursing home care, home health care services such as meals on wheels and some mental health services. Medicaid also pays for some medical equipment like wheelchairs and walkers as well as vision and hearing aids. In addition to providing medical benefits to its beneficiaries, it also helps cover costs associated with transportation to appointments or other healthcare related needs. Medicare is a national insurance program for those aged 65 or over or those with certain disabilities. It covers inpatient hospital stays including doctor fees during the stay; outpatient services such as lab tests and x-rays; skilled nursing facility care; home health care services; hospice care; durable medical equipment such as wheelchairs; preventive screenings like mammograms; mental health services including counseling sessions; Part D prescription drug plans for eligible beneficiaries; and more depending on eligibility requirements. The two programs work together to ensure that Americans have access to quality healthcare regardless of their income level or age status. While both are important resources for those in need of medical assistance, they differ significantly when it comes to eligibility requirements and what they cover so it’s important that individuals understand which one best suits their specific needs before enrolling in either one.