Medicare And Medicaid Flashcards, test questions and answers

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What is Medicare And Medicaid?

Medicare and Medicaid are two government-funded health insurance programs that provide coverage for elderly, disabled, and low-income individuals. Medicare is a federal program that provides health insurance to people over 65 years of age or those who have certain disabilities. Medicaid is a state-run program that provides health care to those with limited incomes. Both programs are extremely important in providing quality healthcare to many Americans who would otherwise go without it.When it comes to Medicare, the program covers hospital stays, doctor visits, preventive services such as flu shots and cancer screenings; some medical equipment; prescription drugs; home health care services; skilled nursing facility care; hospice care; mental health services; and much more. The out-of-pocket costs for these services depend on what type of plan an individual has chosen. Medicare also covers most of the costs associated with end-of-life care such as hospice and palliative care.Medicaid is a joint federal/state program that provides healthcare to individuals with limited incomes or certain medical conditions. This includes pregnant women, children, adults aged 64 and younger with disabilities, adults aged 65 and older who meet certain requirements, people in long term care facilities such as nursing homes or assisted living facilities, and some other groups such as Native Americans living on tribal lands. Medicaid helps pay for doctor visits, hospitalizations, dental work, vision exams/eyeglasses/contacts prescriptions drugs (in some states), home health aides/nursing aide services (in some states), physical therapy treatments (in some states), mental health counseling sessions (in some states). Both Medicare and Medicaid play an important role in providing access to quality healthcare for millions of Americans every year. They help keep individuals healthy by providing essential medical coverage at an affordable cost so they can continue living active lifestyles without worrying about how they will pay for their medical bills or missing out on vital treatments due to financial constraints. With both programs continuing to expand their coverage eligibility requirements over the yearsmore Americans than ever before now qualify for either Medicare or Medicaidit’s clear that these two programs are essential components of our nation’s overall healthcare system