Payment of Medical Bills Essay Example

differ from person to person. Therefore, these health programs and plans are necessary.

The Medicaid program holds particular importance for individuals living in poverty as it greatly improves their health.

The minimum wage income bracket encompasses various groups of individuals, including disabled individuals, blind people, pregnant women, and children (Peltz, 2007). Medicaid seeks to assist these groups by offering medical treatment for those who cannot afford their healthcare expenses. By transferring the responsibility from individuals to the state, this program ensures fair access to medical services for everyone.

The state has a duty to ensure the well-being of its citizens and prevent the marginalization of disadvantaged individuals. In order to address the healthcare needs of senior citizens, who are more prone to medical issues as they get older, the Medicare program provides benefits. To be eligible for this program, individuals must either be over sixty-five years old or have a permanent disability (Peltz, 2007). The state recognizes that elderly individuals often rely on inadequate pension programs to cover their healthcare expenses.

Medicare ensures that the elderly and permanently disabled individuals have a medical health plan that relieves their burden. Private insurance, on the other hand, aims to facilitate medical care for customers in times of need. Private insurance is profit-oriented and requires prompt payment of premiums from clients. When terms of the policy and laws are met, the private insurance company pays medical bills on behalf of the individual. Private insurance is designed based on individual needs and ability to pay, covering all medical expenses for the policy holder and reducing the patient's financial burden. The Patient pay system ensures that eligible individuals contribute appropriately to their medical programs.

Mehta

(2008) defines patient pay as the deductions made from an individual's income for a medical health plan. Its purpose is to make the patient accountable for their medical expenses. In cases where payments are not fulfilled, patients may face discharge or transfer. Patient pay shifts the responsibility to the patient when payment obligations are not met. Each health program and plan aims to relieve individuals of financial strain caused by medical bills, operating within their respective laws and regulations.

The common agreement among all programs is to deliver medical services to their target subscribers. This guarantees that medical services are accessible to everyone, regardless of time and location.