Personal Qualities and Life Experiences
246 words 1 page

Moving to the United States from Russia at the age of thirteen, I was faced with a culture shock. This was a different environment with different culture and language. I had to struggle to fit into this new society. I had to learn the language and the thinking of the people. I also had to […]

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Life Myself Personal Experience Personal finance Work Experience
Concept of Consumption and Saving
860 words 2 pages

In general application, saving usually stands for depositing money separately for a particular purpose, for instance, investment in a retirement plan or depositing cash in the bank. In other words, savings means the reduction of expenditure and the act to avoid wastage. According to the personal finance concept, saving means keeping or conserving money to […]

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Business Capital Accumulation Economics Finance Investing Investment Macroeconomics Personal finance
Priority Sector Lending
2359 words 5 pages

PRIORITY SECTOR LENDING Some areas or fields in a country depending on its economic condition or government interest are prioritized and are called priority sectors i. e. industry, agriculture. These may further be sub divided. Banks are directed by the state bank of the country that loans must be given on reduced interest rates with […]

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Banking Finance Financial Services Lending
Why Cpr and First Aid Are Important
634 words 2 pages

CPR and first aid techniques are life saving skills everyone should know and master because you never know when a situation will occur when CPR and first aid may be needed. Mastering these skills will prepare you for the actions you find necessary when trying to give someone the best chance of survival with minimal […]

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Education Finance Health Medicine Personal finance Safety
The Federal National Mortgage Association
3514 words 7 pages

The Federal National Mortgage Association (FNMA) (NYSE: FNM), commonly known as Fannie Mae, is a stockholder-owned corporation chartered by Congress in 1968 as a government sponsored enterprise (GSE), but founded in 1938 during the Depression. Contrary to some beliefs, Fannie Mae does not make home loans directly to consumers, but rather functions as an intermediary […]

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Contract Law Mortgage Loan Nationalism Personal finance
Pre-Packaged Administration between the U.S.
4212 words 9 pages

This essay will discuss the practice of pre-pack administration in both united States and United Kingdom. To amplify, features of pre-pack administration will be listed firstly, following by pre-pack situation in both countries, including procedure, aspects related to court, practitioner (trustee) and creditors and specific requirements such the Schedule 31 of Insolvency Act 1984 In […]

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Administration Bankruptcy Debt Personal finance
Bankruptcy and Debtor-Creditor Relations
839 words 2 pages

Today, however, bankruptcy has evolved into a procedure in which a person or business may preserve their remaining assets, reorganize and continue on or obtain a fresh-start in life. Bankruptcy can be defined simply as “the legal process by which the assets of a debtor are sold to pay off creditors so that the debtors […]

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Banking Bankruptcy Finance Personal finance
M-Commerce in Kenya
5627 words 11 pages

CHAPTER 1 INTRODUCTION 1. 1BACKGROUND Businesses in Africa are turning to the internet to enable them reach a wider market. This is known as Electronic Commerce, where buying, selling, investing and lending is done over the internet. Unfortunately in Kenya, the internet infrastructure is very limited. However with the cell phone boom, there is hope […]

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Finance Internet Inventory Lending Logistics Personal finance Technology
Ameriquest
1527 words 3 pages

Ameriquest: Socially Responsible or Reprehensible? Ameriquest, a private sub-prime mortgage lender, considers itself “the proud sponsor of the American Dream”, but many consumers and former employees of Ameriquest feel otherwise, as they tell nightmarish stories of deception. The company is one of the nation’s leading private sub-prime lenders. Originally known as a bank named Long […]

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Bank Buying Homes Finance Loan Mortgage Personal finance Real Estate Subprime Lending
Vehicle Repossession
347 words 1 page

Default is defined as the unsuccessful act or the failure to carry through what has been officially and ethically agreed upon. Default is often associated with the failure of payment of debts associated with Bankss or other loaning and selling groups or companies. 2. Collateral on the other manus is the term used for something […]

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Business Law Debt Personal finance
Going Paperless
808 words 2 pages

GOING PAPERLESS 2 Abstract As the economy weakens, Americans begin to find ways to save money. One of the latest trends in saving money is considered “the paperless office”. This new paperless office method is a concept that is now considered “Green”, also known as environmentally friendly. These “Green” approaches are engineered to help save […]

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Business Business Operations Business Process Finance Management Natural Environment Nature Personal finance Sustainable Development
Types of Voluntary Liquidation
333 words 1 page

Voluntary liquidation occurs when the members of the company resolve to voluntarily wind-up the affairs of the company and dissolve. Voluntary liquidation begins when the company passes the resolution, and the company will generally cease to carry on business at that time (if it has not done so already). If the company is solvent, and […]

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Balance Sheet Bank Bankruptcy Business Company Debt Finance Law Personal finance
Financial Constraints and Personal Finance
307 words 1 page

Financial constraint is the cash0limited budget which is legislatively-imposed and is under the influence of the Central Government and the Police Forces must operate within them. As it is seen, the presence of financial control is apparent and can’t be ignored, though the importance of financial management is a constraint on policing. Simply saying, financial […]

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Finance Money Personal finance
Cola Wars Case
1174 words 3 pages

Concentrate Producers and Bottlers were two of the four major participants that were involved in the production and distribution of Carbonated Soft Drinks (CSDs) in the United States. The Concentrate Producers (CPs) were responsible for blending raw material ingredients, packaging the blend in plastic canisters, and shipping it to the Bottler. Using Porter’s Five Forces […]

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Beverages Coca-Cola Finance Food Lending Microeconomics Non Alcoholic Beverages Pepsi Personal finance Research Soft Drinks
Personal Finance Notes
819 words 2 pages

Chapter 1 (1.2 Question 4): How do business cycles and the health of the economy affect the value of your labor? In terms of supply and demand, what are the optimal conditions in which to sell your labor? How might further education increase your mobility in the labor market (the value of your labor)? The […]

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Business Cycle Expense Finance Labour Economics Personal finance

Popular Questions About Personal finance

Why is personal finance important?
Personal finance is important because it's considering a variety of activities related to your finances and how to best manage them. The activities can help you to be a more financially responsible person and to develop financial discipline.
What is personal finance essay?
skills to manage financial resources effectively for a lifetime of financial well-being. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances.
What are the 5 most important aspects of personal finance?
Before delving deeper into the topic, it is essential to point out that there are 5 contours to one's complete financial picture. They are saving, investing, financial protection, tax planning, retirement planning, but in no particular order.
What are personal finance topics?
Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning.