Finance Essay Examples

The Future of Currency In the present era, the worldwide economy is constantly evolving and adapting as a result of different factors. Although it is impossible to accurately forecast and assure the future of currency, there exist several determining factors that can impact potential alterations. Asia and North America are continents experiencing current or ongoing […]

Abstract: Title – A case study of the virtual money in MMOG: the impact of Cncard on Chinese EPS & online game industry Purpose –This paper examines Junnet. net’s strategy of introducing a common used prepaid card – Cncard. It will demonstrate the impact of Cncard on the Chinese electronic payment system and online game […]

According to Wikipedia, a payment system on the other hand is regarded as a “system” because it employs methods to substitute physical money for items such as cheques and letters of credits. In recent years, the electronic information age has led to the development of a vast number of new electronic payment methods that include […]

Skies Travel Agency wants to expand business by going online. The company has the strength of good reputation by word of mouth within Bristol where it presently serves its customers but may the weakness of limited market without the benefit of greater source of customers under its present situation. Opportunities for expansion could come from […]

Company Background History of Maybank Maybank have first established its business incorporation at 1960 and after 52 years of operations it is undoubtly that the group has proven its commitment to excellence and innovation to becoming Malaysia’s regional finance leader. It first incorporates on May 31 1960 at Mayson House and are the first that […]

Organizational Structure is the formal arrangement of jobs within an organization. To develop an organization structure, managers go through a process called organizational design that involves decisions on about six key elements i. e. work specialization, departmentalization, and formalization etc. I’ve analyzed Citibank’s organizational structure according to these factors. Work Specialization is used to describe […]

The impact of electronic banking on the indigenous banks, the case of the introduction of ezwich The challenges of implementing Electronic Payment Systems – The Case of Ghana’s E-zwich Payment System Introduction Several electronic payment systems have been introduced into the country in recent times with the most significant being e-zwich smart card payment system, […]

Businesses are confronted with increasing challenges in managing employee benefits and paysheet disposal. Although these tasks may seem simple, they often require more time than anticipated. In today’s world, business owners find themselves overwhelmed with paperwork that includes paysheet processing, tax reports, federal regulations, and HR responsibilities. To lessen this burden, many businesses now turn […]

The utilization of Text to Increase in electronic payment systems offers numerous advantages for merchants and consumers. These benefits include enhancing cashier efficiency, reducing cash handling expenses, lowering charges for cash counting and deposits, and avoiding the inconvenience of verifying counterfeit money. While other electronic payment systems have gained popularity due to their convenience and […]

This paper provides calculated ratios of liquidity, activity, debt and profitability of Pepsi Co for the fiscal years 2007-2008. This information was obtained from the financial statements. Liquidity The current ratio is considered to be the most simplified liquidity test. It essentially signifies a company’s capacity to satisfy its short-term liabilities utilizing its short-term assets. […]

As of January 30, 2010, The Company had a total of 1,096 stores in North America, Europe, and Asia. The brands owned by the company include Abercrombie & Fitch, Abercrombie kids, Hollister, and Gilly Hicks. MSN Money reports that Abercrombie & Fitch effectively shut down RUEHL stores and associated direct-to-consumer operations in fiscal year 2009. […]

Pre-Merger and Post-Merger Financial Analysis and Financial Performances of Hoya Corporation Liquidity ratio pre-merger post-merger the current ratio is one of the most commonly cited financial ratios, measures the firm’s ability to meet its short-term obligations. Before Hoya merged with Pentax, the current ratio for Hoya in the year 2006 is 2.7 and in year […]

Any large business house, consumer expenditures or governmental schemes may borrow public money in the form of selling shares.  It is the function of large financial institutions, such as banks, to issue or generate credit transactions. A smooth inflow of credit between the borrower and the lender is what establishes ideal market conditions. A credit […]

The popularity of reality shows like “Pawn Stars” and “Hardcore Pawn” reflects the growing public interest in pawnbroking. This interest may stem from the fact that 7% of American households have used pawn credit. Although pawnshops have a long history dating back to biblical times, limited information is available about this ancient banking system and […]

Samsung Electronics Corporation is one of the world’s leaders when it comes to semiconductors, media, telecommunications, digital technologies and other latest innovations. As one of the world’s leading electronics company, Samsung Electronics holds on to their mission of bringing top quality high-end products in the world. Samsung Electronics have increased its investments around the world […]

The company, CBM, is experiencing a significant lack of funds from April to September, as indicated in the monthly cash budget report. Consequently, it will require external funding to partially cover its monthly cash requirements. The company faced a severe shortage of cash in June due to plant investment. Short term borrowing will be used […]

Have you sees the movie Mixed Out? This movie is so realistic and close to our daily life. It describes how people abuse their credit card and fall into a debt crisis without being able to pay off. In our daily life, credit cards have become a popular payment method in many businesses, such as […]

Ratio Analysis can make accurate judgements of an organisation’s performance. Ratio Analysis could also be useful to many stakeholders in the business.* It helps Owners to inform them when they are looking to make decisions about the future of the business.* It helps investors to check that their investment is doing well and providing a […]

First of all, I would like to explain what global recession means and what were the same recessions in our history? Global recession is the sharp deterioration of economic health of the countries, namely: a plummet of manufacturing, bankruptcy of enterprises, a big rise of of unemployment and finally – the decrease in the standard […]

The report will be focusing on 2 major stakeholders in the company, mainly her 2nd largest shareholder Temasek Holdings and her management team, and the implications of certain issues to these 2 stakeholders. Issue 1 The first issue regarding the appointment of Lee Hsien Yang as Chairman and consultant to F&N has sparked interest and […]

Credit cards are one of the most popular forms of payment for consumer goods and services in the United States. To use a credit card legally, you must be eighteen or older, but many teenagers disregard this law and sign up for a credit card through the junk mail they get in their emails. Credit […]

Current Ratio It is a liquidity ratio that measures a company’s ability to pay short-term obligations. Also known as “liquidity ratio”, “cash asset ratio” and “cash ratio”. By putting to test a company’s financial strength, deduces company’s ability to pay back its short-term liabilities (debt and payables) with its short-term assets (cash, inventory, receivables). The […]