Blue Cross Blue Shield Flashcards, test questions and answers

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What is Blue Cross Blue Shield?

Blue Cross Blue Shield is a health insurance provider that was started in 1929. The organization offers a variety of products and services to individuals, families, and businesses across the United States. Blue Cross Blue Shield provides coverage for medical, dental, vision, prescription drugs, mental health services, and more. As one of the largest providers of health insurance in the country, they have access to a wide range of networks and plans to suit different needs and budgets. One of the most common reasons why people choose Blue Cross Blue Shield is because they offer many different plans with a variety of options. For example, some plans offer coverage based on geographic regions while others may focus on specific types of care such as hospitalization or prescription drugs. Additionally, members can customize their coverage by adding riders or selecting higher deductible amounts which can help control costs. Another benefit that comes with being a member of Blue Cross Blue Shield is access to their network of providers which includes doctors’ offices and hospitals nationwide. This ensures that patients can get quality care at an affordable cost from any location in the US where there are participating providers available. In addition to quality care from reputable institutions, members also receive discounts from participating pharmacies and other healthcare-related vendors such as fitness centers or laboratories. Finally, when it comes to customer service, Blue Cross Blue Shield stands out above its competition for its dedication to helping members understand their policies and make informed decisions about their healthcare needs. Representatives are always available by phone or online chat 24/7 so people can get answers quickly when they need them most. The company also offers tools such as online claim forms so customers can easily submit claims electronically whenever necessary as well as track them throughout the process until they receive payment back from the insurer. Overall, it’s easy to see why so many people turn to Blue Cross Blue Shield for their healthcare needs each year: comprehensive coverage options along with access to quality providers nationwide plus great customer service all add up to making it an attractive option for anyone looking for reliable health insurance coverage at an affordable price point.