Cooperatives Essay Example

Political interference particularly in the collection of the overdue accounts.

Given these facts, it is but imperative to find out the major cause of the existing failure of cooperatives. With these factors, it is still uncertain whether value orientations of members play a significant part in determining the success or failure of cooperatives. A need to examine this factor lies in the fact that the actions, commitment and participation of members all boils down to the character and moral responsibility they posses. Loan repayments, understanding of principles, attendance in general assemblies and embodiment of the spirit of Cooperativism is presumed to be dependent to the values members’ posses.

With these, the research seeks to find if there is a direct correlation between the kind of value orientation members of cooperatives have, particularly TUCC and PHCCI, with the success and survival of these institutions and introduce necessary interventions to correct this problems. Particularly, it aims to answer the question “How does the value orientation of members, as a factor, affect the success and survival of Cooperatives particularly TUCC and PHCCI?”

Specifically, it aims to address the following:

• 1.How does value orientation of members, affect their loan repayments?
• 2.Are those members with self-oriented expectations likely to default on their payments?
• 3.Are members who have a positive set of values less delinquent in terms of participation, commitment and Cooperativism?
• 4. How does this affect the operations of the cooperative and their contribution to the community it operates in?
• 5. What are the necessary action that these cooperatives must do to address this situation? What can the government do, if there is any?
• 6.How does the value orientation of a delinquent member
  

influence the behavior of other members?