Social Welfare Policy making. 18 – Flashcards
Unlock all answers in this set
Unlock answersquestion
Social Welfare Policies
answer
policies that provide benefits, cash or in kind, to individuals based on either entitlement or means testing
question
Entitlement Programs
answer
government programs providing benefits to qualified individuals regardless of need (social insurance)
question
Means-Tested Programs
answer
government programs providing benefits only to individuals who qualify based on specific needs (food stamps and medicaid)
question
Income Distrobution
answer
the way the national income is divided into 'Shares' ranging from the poor to the rich
question
Relative Deprevation
answer
a perception by an individual that he or she is not doing well economically in comparison to others
question
Income
answer
the amount of money collect between any two points in time
question
Wealth
answer
the value of assets owned
question
Poverty Line
answer
the income threshold below which people are considered poor, based on what a family must spend for an 'austere' standard of living, traditionally set at three times the cost of a subsistence diet
question
Feminization of Poverty
answer
the increasing concentration of poverty among women, especially unmarried women and their children
question
Progressive Tax
answer
a tax by which the government takes a greater share of the income of the rich than of the poor
question
Proportional Tax
answer
a tax by which the government takes the same share of income from everyone, rich and poor alike
question
Regressive Tax
answer
a tax in which burden falls relatively more heavily on low-income groups than on wealthy taxpayers
question
Earned Income Tax Credit
answer
the EITC, is a refundable federal income tax credit for low- to moderate- income working individuals and families, even if the did not earn enough money to be required to file a tax return
question
Transfer Payments
answer
benefits given by the government directly to individuals- either cash transfers, such as social security payments, or in kind transfers, such as food stamps and low- interest college loans
question
Social Security Act of 1935
answer
created both the social security program and a national assistance program for poor families, usually called Aid to Families with Dependent Children
question
Personal Responsibility and Work Opportunity Reconciliation Act
answer
a welfare reform law of 1996, which implemented the Temporary Assistance to Needy Families program
question
Temporary Assistance to Needy Families
answer
replacing Aid to Families with Dependent Children as the program for public assistance to the needy families, TANF requires people on welfare to find work within two years and sets a lifetime maximum of five years
question
Social Security Trust Fund
answer
the 'account' into which social security employee and employer contributions are 'deposited' and used to pay out eligible recipients
