Flashcards and Answers – Personal Finance Test
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placement centers
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can give you advice and career counseling
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salary
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the amount of monthly or annual pay
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benefits
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company provided supplements such as sick pay, vacation time, profit sharing, health insurance
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examine your personal _________ and _________ can help you choose a career
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qualities and traits
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values
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things in life that are important or meaningful to you
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lifestyle
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the way you choose to live your life based on the things you find meaningful
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personality
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your appearance, attitude, sense of humor
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effective research of careers that interest you includes
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observing occupations an spending time learning about jobs and companies
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internship
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an on the job training experience that usually pays only your cost of getting to work and any extra expenses you incur
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resume
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a summary of information about you, including your education, skills, and experience
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refrences
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you should have their premission before using them
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prepare for and interview by
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researching the company you will visit so you can ask value questions
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how to arrive to an interview
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alone 15 minutes early wearing appropriate clothing
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during a job interview
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be courteous and enthusiastic think before answering emphasize your strong points never make a negative comment about past employers or others
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what to do after an interview
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write a thank you letter to remind the employer of your interest in the company
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work rules
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written policies posted in the employee work area for the benefit of all employees
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horizontal communication
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between employees and can be informational
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vertical communication
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can be downward from higher organizational leadership to lower rank upward form lower to higher rank
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the effectiveness of upward or downward communication depends on
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building an open trusting relationship
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listening
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is the most commonly used communication
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creative listening is used to
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solve problems being open minded to new ideas brainstorming
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sympathetic listening
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showing empathy and perceiving another persons point of viewing feelings
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critical listening
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ability to differentiate fact form opinion to analyze
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all persons who work in the US must have
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social security number
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W-4
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fill it out for employer to determine how much is held out of pay check
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allowances reduce
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the amount of tax withheld from check the more allowances allowed= less tax withheld
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W-2
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a summary of your income for the year and how much taxes have been withheld from your check
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a W-2 must be presented to an employee by the employer by
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January 31
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social security act of 1935 provides for the
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general welfare by establishing a system of federal old-age benefits
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umemployment insurance
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a joint federal state program proves unemployment benefits eligible workers whoare unemployed through no fault of their own and meet other eligibility requirements of state law
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fair labor standards act
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federal law which establishes minimum wage over time pay eligibility recordkeeping and child labor standards affecting full time and party time workers in the probate secret and in federal, state and local governments
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family and medical leave act
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allows employees to take yup to 12 weeks of unpaid leave in a 12 month period for certain medical and family situations
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workers compensation
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an insurance program that pays benefits to workers and their families for injuries, illnesses or death that occurs as a result of a job
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equal pay act
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addressed inequality of men and women pay
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civil rights act
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addressed in discrimination in hiring, training, and promotions based on race, color, gender, religion, or national origin
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age discrimination in employment act
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prohibits discrimination in employment decisions against people 40 and older
