Medical Insurance Ch. 9,10,11 review: Overview – Flashcards
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Medicare benefits are available to individuals under
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One of six beneficiary categories
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Disabled adults may be eligible for
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Medicare benefits
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Hospital benefits are provided by
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Medicare Part A
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Outpatient hospital benefits are provided by
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Medicare part B
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Hospice benefits are provided by
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Medicare part A
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Home Healthcare is provided by
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Medicare part A
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Skilled Nursing Care is provided by
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Medicare part A
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The coinsurance for Medicare Part B is
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20 percenf
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Medicare Part B is also called
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Supplemental Medical Insurance
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Durable Medical Equipment is covered by
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Medicare Part B
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Medicare Part A is administered by
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CMS
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The prescription drug plan is offered by
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Medicare Part D
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Medicare Advantage is part of
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Medicare Part C
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Each Medicare enrollee receives a Medicare card issued by the
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Social Security Administration
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IPPE is the abbreviation for
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Initial preventive physical examination
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AWV is the abbreviation for
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Annual wellness visit
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In cases when immunizations are covered, they are covered by
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Medicare Part B
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Medicare does not provide benefits for
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Cosmetic surgery
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Physicians who participate in the Medicare Program must accept
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Assignment and file claims for beneficiaries
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MACs are paid to process claims for
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Government medical insurance programs
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ABN is the abbreviation for
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Advance beneficiary notification
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NCD stands for
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National coverage determination
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LCD is the abbreviation for
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Local coverage determination
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LCDs are coverage decisions that help providers
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Determine medical necessity under Medicare
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The Medicare limiting charge is the
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Highest fee that can be charged for a procedure by nonparticipating provider
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The Medicare program employs MACs to pay the claims
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Submitted by providers
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Medicare beneficiaries can select from a traditional
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Fee for service or managed care
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Medicare beneficiaries receive a MSN (Medical summary notice), which is an
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Explanation of Medicare benefits
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MSA is the abbreviation for
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Medicare medical savings account
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MAO is the abbreviation for
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Medicare advantage organization
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Urgently needed care is defined in the Medicare program as
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Unexpected illness or injury that requires immediate treatment
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CCP is the abbreviation for
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Medicare coordinated care plans
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A Medigap insurance plan is an insurance offered by
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Private insurance carrier
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Supplemental insurance plans for Medicare beneficiaries provide
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Additional coverage for an individual receiving benefits under Medicare Part B
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CCI is the abbreviation for
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Medicare's correct coding initiative
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OIG is the abbreviation for
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Office of the inspector general
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Roster billing applies to
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Medicare Part B
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A duplicate claim is defined as those sent to one or more Medicare contractors from
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the same provider for the same beneficiary, the same service and the same date of service
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Most Medicare claims are HIPAA 837P transactions and are transmitted
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Electronically
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Both patients and providers have the right to
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Appeal denied Medicare claims
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Anyone over age 65 who receives Social Security benefits is automatically enrolled in
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Medicare Part A and eligible to enroll in Part B
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People who are over age 65 but who are not eligible for free Part A coverage may enroll by
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Paying a premium
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Medicare Part A is also called
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Hospital Insurance
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Medicare Part D provides voluntary Medicare
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Prescription drug plans
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Medicare Part B is also called
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Supplementary medical insurance
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115 percent of the fee on the Medicare NonPAR fee schedule equals the
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Limiting charge
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Patients receive a Medicare Summary Notice (MSN) that details the
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Services they were provided over a 30 day period, the amounts charged, and the amounts they may be billed
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FMAP is the abbreviation for
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Federal Medicaid assistance percentage
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Medicaid beneficiaries must meet both
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Minimum federal requirements as well as any additional state requirements
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A person eligible for Medicaid in a given state is not necessarily eligible in
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All states
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Categorically needy people in the Medicaid program usually don't have
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High incomes
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CHIP is the abbreviation for
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Children's health insurance program
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TANF is the abbreviation for
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Temporary assistance for needy families
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Individuals receiving financial assistance under TANF due to low incomes and few resources must be covered by
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State Medicaid programs
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SSI is the abbreviation for
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Supplemental security income
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Children under 6 years old who meet TANF requirements or whose family income is below 133 percent of the poverty level must be offered state
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Medicaid benefits
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The EPSDT (early and periodic screening, diagnosis, and treatment) program of Medicaid covers
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Children under age 21
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A burial plot is not considered an
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Asset
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The medical insurance specialist should check patient's Medicaid eligibility each time
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An appointment is made
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EMEVS stands dor
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Electronic Medicaid eligibility verification system
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Medicaid is referred to as the
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Payer of last resort
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Under the payer of last resort regulation, Medicaid pays last on a claim when a patient has
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Other effective insurance coverage
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Dual eligibility refers to
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Medicaid and Medicare
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Medicaid claims are usually submitted using the
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HIPAA 837P claim
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The TANF program under Medicaid offers financial assistance for people with
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Low incomes and few resources
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The federal government sends Medicaid funding to states under the
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FMAP profram
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Medicaid is jointly funded by federal and
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State governments
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Medicaid provides preventive services to children under age 21 under the
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ESPDT program
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The CHIP program under Medicaid offers health insurance coverage for
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Uninsured children
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Federal guidelines mandate coverage for individuals referred to as
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Categorically needy
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All categories of peoples' assets except ownership of a home must be considered in determining
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Medicaid eligibility
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People who receive income from employment may qualify for Medicaid depending on the
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Amount
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In restricted status, the patient is required to see a
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Specific physician and/or use a specific pharmacy
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Under a state's Medicaid program, cosmetic procedures may
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Not be covered
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Many states have moved beneficiaries to
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Managed care plans
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A physician who wishes to provide services to Medicaid recipients must
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Sign a contract with the department of health and human services (HHS)
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Claims billed to Medicare which are automatically sent to Medicaid are caleld
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Crossover claims
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Physicians who contract with Medicaid to provide services may not bill for services that are
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Not medically necessary, submit claims for individual procedures that are part of a global procedure, or bill for services not provided
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The uniformed services member in a family qualified for TRICARE is called the
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Sponsor
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TRICARE is the department of defense's health insurance plan for
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Military personnel and their families
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Info about TRICARE patient eligibility is stored in the
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Defense enrollment eligibility reporting system (DEERS)
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TRICARE, which includes managed care options, replaced the program known as
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CHAMPUS
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TRICARE brings the resources of military hospitals together with a network of civilian facilities and providers to offer
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Increased access to healthcare services
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Providers may not contact DEERS directly because the info is protected by the
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Privacy Acy
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All military treatment facilities, including hospitals and clinics, are part of the
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TRICARE system
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The expiration date on an individual's military ID card should be checked to confirm that
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Coverage is still valid
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TRICARE pays only for services rendered by
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Authorized providers
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A provider who chooses not to participate may not charge more than
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115 percent of the allowable charge
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Coat share is a TRICARE term for
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Coinsurance
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TRICARE's fiscal year is from
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October 1 through September 30
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Providers who choose not to join the TRICARE network may still provide care to managed care patients, but TRICARE will not pay for the
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Services, the patient is 100 percent responsible for the charges
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The maximum amount TRICARE will pay for a procedure is known as the
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TRICARE Maximum Allowable Charge (TMAC)
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The TRICARE program that offers fee for service coverage is
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TRICARE Standard
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The TRICARE program that offers an HMO- like plan requiring no annual deductible is
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TRICARE Prime
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The TRICARE program that offers an alternative managed care plan to TRICARE Prime with no annual enrollment fee is
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TRICARE Extra
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The TRICARE program that offers benefits to active duty reservists is
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TRICARE Reserve Select
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After enrolling in TRICARE Prime, individuals are assigned a Primary Care Manager (PCM) who
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Coordinates and manages their medical care
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Retirees and their families, former spouses, and families of deceased personnel pay a
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25 percent cost share for outpatient services
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A catchment area is a
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Geographic area served by a hospital, clinic, or dental clinic
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Under TRICARE Prime, there is no deductible, and no
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Payment is required for outpatient treatment at a military facility
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The TRICARE program that offers benefits to Medicare-eligible military retirees and family members is
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TRICARE for Life
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Medi-medi beneficiaries is an individual who is eligible for both
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Medicare and Medicaid
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TRICARE for Life offers the opportunity to receive healthcare at a military treatment facility to individuals age
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65 and over who are eligible for both Medicare and TRICARE
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Benefits are similar to those of a Medicare HMO, with an emphasis on preventive and wellness services; prescription drug benefits are also included in
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TRICARE for Life
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All enrollees in TRICARE for Life must be enrolled in
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Medicare parts A and B and pay Part B premiums
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Treatment at a civilian network facility requires a copay for
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TRICARE for Life beneficiaries
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Best practice for filing paper claims is to check with each payer for
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Specific information required on the form