Chapter 3 – Essay Writing – Flashcards
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medical informatics
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the use of computers and computer technology in health care and its delivery
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clinical
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relating to or based on work done with real patients; of or relating to the medical treatment that is given to patients in hospitals, clinics, etc.
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Special purpose applications
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the use of information technology for applications, such as drug design and education
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Administrative applications
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use of information technology for tasks such as office management, finance and accounting and materials management
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Practice management
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software that enables an office to do administrative tasks such as scheduling and accounting electronically
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telemedicine
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the delivery of health care over telecommunications lines
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database
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a large organized collection of information that is easy to maintain, search and sort
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Database management software (DBMS)
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application software that allows the user to enter organized lists of data and easily edit, sort, and search them
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file
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a practice can store all of its data and information in a database file stored on a computer. Within the file, there can be several tables.
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table
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in a relational database, each table holds related information
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records
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a table is made up of related records; each record holds all the information on one item in the table
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key field
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uniquely identifies each record in a table
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DRG (diagnosis related group)
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code used for diagnosis; hospital reimbursement by insurers is based on a formula using DRGs
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ICD
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(International Classification of Diseases) codes 1,000 diseases
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CPT
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(current procedural terminology) codes laboratory tests, treatments and other procedures
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superbill
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encounter form
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Encounter form
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(superbill) list of diagnoses and procedures common to a practice
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electronic health record
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(EHR) electronic record of patient health information generated by one or more encounters in any care delivery setting
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MEDCIN
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provides 250,000 codes for such things as symptoms, patient history, physical examinations, tests, diagnoses, and treatments. MEDCIN codes can be integrated with other coding systems
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SNOMED (Systematized Nomenclature of Medicine)
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provides a common language that enables a consistent way of capturing, sharing, and aggregating health data
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LOINC (Logical Observation Identifiers, Name, and Codes)
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standardizes laboratory and clinical codes
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Charges
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the amount a patient is billed for the providers service
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Payments
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made by a patient or an insurance carrier to the practice
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Adjustments
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a positive or negative charge to a patient account
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Transactions
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charges, payments, and adjustments
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guarantor
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the person responsible for payment of a medical bill; it may be the patient or a third party
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schedule of benefits
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a list of those services that the insurance carrier will cover
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indemnity plan
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fee for service health insurance plan
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fee for service plans
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health insurance plans that are not restricted to a network of providers; they do not need referrals to specialists
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deductible
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a certain amount the patient is required to pay each year before the health insurance begins paying
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managed care
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a type of health insurance that requires the patient to choose among a network of providers
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preferred provider organizations (PPOs)
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a patient with PPO insurance can seek care within an approved network of health care providers who have agreed with the insurance company to lower their charges and accept assignment
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authorization
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permission by the insurance carrier for the provider to perform a medical procedure
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assignment
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the amount the insurance company pays
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co-payment
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the part of the charge for which the patient is responsible
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Centers for Medicare and Medicaid Services (CMS)
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government insurance plans are administered by the federal Centers for Medicare and Medicaid Services (CMS), formerly the Health Care Financing Administration (HCFA)
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Workers Compensation
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a government program that covers job-related illness or injury
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Medicaid
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jointly funded, federal state health insurance for certain low-income and needy people
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Medicare
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a government plan that serves people age 65 and over and disable people with chronic renal disorders
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health maintenance organizations (HMOs)
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a patient who uses a health maintenance organization (HMO) pays a fixed yearly fee and must choose among an approved network of health care providers and hospitals
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TRICARE
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the U.S. health program for armed service members and their families
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CHAMPUS
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covers medical necessities for those eligible; retired military, dependents of those on active duty, retired, or dead military
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CHAMPVA
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covers the immediate families of veterans who are totally disabled; surviving spouse and children of a veteran who died from a service related disability; widow and children of a veteran who was permanently disabled; and the surviving spouse and children of a member of the military who died in the line of duty
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capitated plan
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a physician is paid a fixed fee (the capitation), and the physician is paid regardless of the amount of the treatment he or she provides
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health insurance exchanges (HIEs)
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marketplaces that allow individuals and small business owners to pool their purchasing power to negotiate lower rates
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claim
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a request to an insurance company for payment for services
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CMS-1500
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the most widely accepted claim from (formerly called HCFA-1500)
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UB-04
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it is a claim form
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electronic media claim (EMC)
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is an electronically processed and transmitted claim
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clearinghouse
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practices that submit electronic claims use a clearinghouse - a business that collects insurance claims from providers and sends them to the correct insurance carrier
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explanation of benefits (EOB)
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the response of an insurance company to a paper claim includes an explanation of benefits (EOB), which explains why certain services were covered and others not
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electronic remittance advice (ERA)
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accompanies the response to an electronic claim to an insurance company
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bucker billing or balance billing
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bucket billing (or balance billing) is specific to health care office environments, where each insurer must be billed and payment received before the patient is billed
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accounts receivable (A/R)
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include any invoice or any payment from the patient or insurance carriers to the medical practice
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Patient Protection and Affordable Care Act (2010)
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expands health insurance coverage to 32 million more people by requiring them to buy health insurance. It also expands Medicaid coverage and reforms current insurance practices. U.S. citizens and legal residents would be required to buy "minimal essential coverage"
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patient day sheet
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lists the days patients, chart numbers, and transactions
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procedure day sheet
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a grouped report organized by procedure
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payment day sheet
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a grouped report organized by providers
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practice analysis report
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generated on a monthly basis; a summary total of all procedure, charges, and transactions
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patient aging report
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used to show a patient's outstanding payments
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The _____ is a code used by private and government insurers to determine insurance reimbursement.
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DRG
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Managed care plans and ____ may require that the provider get authorization before a procedure is performed.
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PPOs (Preferred Provider Organizations)
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Centers for Medicare and Medicaid Services (CMS) administers ____.
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Medicare and Medicaid
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_____ provides 250,000 codes for such things as symptoms, history, physical exams, tests, diagnoses, and treatment.
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MEDCIN
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_____ applications include the use of computers in office management, accounting, scheduling, and planning.
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Administrative
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Medicare serves ____.
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People over the age of 65 and people with chronic renal disease
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A ____ is used to show a patient's outstanding payments.
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patient aging report
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A ____ is generated on a monthly basis and is a summary total of all procedures, charges and transactions.
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practice analysis report
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A ____ lists the day's patients, chart numbers, and transactions. It is used for daily reconciliation.
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patient day sheet
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A ____ is a grouped report organized by procedure.
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procedure day sheet
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A ____ is a grouped report organized by providers.
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payment day sheet
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Practices that submit electronic claims use a/an ____, a business that collects insurance claims from providers and sends them to the correct insurance carrier.
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clearinghouse
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The insurance company's response to a paper claim includes a/an ____, which explains why certain services were covered and others were not.
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EOB (explanation of benefits)
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____ are marketplaces "that allow individuals and small-business owners to pool their purchasing power to negotiate lower rates."
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HIEs (Health Insurance Exchanges)
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The insurance company's response to an electronic claim includes a/an ____, which explains why certain services were covered and others were not.
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ERA (electronic remittance advice)
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A superbill or encounter form is a list of diagnoses and procedures common to the practice.
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True
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A patient is not responsible for the co-payment.
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False
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Charges, payments and adjustments are called transactions.
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True
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Under fee for service insurance plans, the patient is required to pay a deductible before the insurance company will cover medical costs.
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True
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A patient who uses a health maintenance organization (HMO) pays a fixed yearly fee and can choose among any health care provider or hospital.
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False
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ICD-9-CM and ICD-10-CM provide codes for more than 1,000 diseases.
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True
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Today, hospital reimbursement by private and government insurers is determined by diagnosis. (DRG).
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True
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Bucket billing is used by medical offices to accommodate two or three insurers, who must be billed in a timely fashion before the patient is billed.
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True
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Doctors who accept assignment require payment by the patient, not the insurance company.
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False
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Medicaid finances health care for millions of low-income people, with money provided by the federal government and the states.
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True