Affordable Care Act Essay Examples
The Affordable Care Act (ACA) is a healthcare reform bill passed by the United States Congress in 2010. It was signed into law by President Barack Obama and has since been referred to as Obamacare. The ACA aimed to improve access to health insurance for those who were previously uninsured or underinsured, lower healthcare costs overall, and provide greater protections for consumers when purchasing health insurance.The main components of the ACA are an individual mandate requiring all US citizens and legal residents to have health insurance; subsidies that help low-income people purchase private coverage; expansion of Medicaid eligibility; elimination of pre-existing condition exclusions from private plans; establishment of state-run exchanges where individuals can compare plans, get government assistance with premiums, and purchase coverage; creation of new taxes on high value employer provided coverage, pharmaceutical companies, medical device manufacturers, and other entities associated with the healthcare industry; requirements that insurers cover certain services at no cost to patients (like preventative care); and more stringent regulations on insurers regarding spending levels on administrative costs versus patient care. The impact of the ACA has been multifaceted but it appears to have had a positive effect overall in terms of expanding access to affordable health insurance coverage. According to estimates from the Centers for Medicare & Medicaid Services (CMS), some 20 million Americans gained coverage since implementation began in 2014 either through expanded public programs such as Medicaid or through private plans purchased through one of the state exchanges or directly from an insurer. In addition, many more people benefit from improved benefits mandated by the ACA including increased access to preventive services without cost sharing or copays, allowing young adults up until age 26 remain on their parents’ plan if desired, no longer being able barred from purchasing private plans due having pre-existing conditions (which includes pregnancy), caps placed on out-of pocket expenses so there is no risk losing all savings should someone become seriously ill/injured – just among others improvements made possible by this act. In summary while there will always be debate around what constitutes adequate healthcare reform legislation both sides can agree that Obamacare has helped millions gain access to better care than before its passage while providing protection against financial disaster if they suffer illness/injury resulting in expensive medical bills not covered by any type of plan.
Introduction The Affordable Care Act or what gains reference as Obamacare refers to a federal statue in the U.S that came into play to provide low income members of the U.S with health care insurance. The statute serves as the most significant regulatory change in the U.S health care system signed into law on 23rd […]
The Patients Protection and Affordable care Act (PPACA) is the broadest healthcare reform in the United States. It transforms the so-called non âgroup insurance market in the United States and guarantees that most people to have healthcare insurance. It significantly expands the public insurance and helps to the cut cost of the premiums, raise revenue […]
Ethical code has played a major role in addressing the aspect of the public health professionals to tell the truth as far as their profession is concerned. It is the obligation for the health professionals to tell the truth basing on the foundations of commitments to ethics which address the following factors. The first factor […]
American healthcare system is considered worldwide to be the best in the health care provision. The Affordable Care Act, well known as the ObamaCare is helping many Americans access health care at affordable prices, (Mechanic 21). Through the Affordable Care Act, people can benefit from employer-sponsored health care among many others. But with all these […]
Introduction Affordable Care Act is also called The Patient Protection and Affordable Care Act (PPACA). In other words, it is also called Obamacare. It focuses in improvement of the health care in America and was enacted in the year 2010. It is composed of Affordable Health Care for American Act, the health care connected sections […]
The affordable care act is commonly dubbed âObamacareâ because it was enacted by the then president of the United States in the year 2010. Under the act, the medical practitioners and hospitals were obliged to undergo a transformation of their daily practices by use of technology to lower the cost of health and improve the […]
The ACA (Affordable Care Act) is a legislated law which put consumers to be in charge of their health maintenance. It is more often than not brought as Obamacare and a landmark to health reforms in the United States. The act has a list of health care related provisions which took effect as from the […]
âProgressive Critics of Obamacare Still Not Happy: Is Glass Half Empty or Half Fullâ is an article by Steven Rosenfeld that systematically examines the criticisms of the Obamacare by citing pertinent reformists including Trudy Lieberman who argues that the Act failed to meet its objective. Rosenfeld also alludes to Kai Wright who emphasizes on the […]
Healthcare policy is the constitution of plans and strategy to address the challenges and emerging concerns on quality healthcare in a community. An effective healthcare policy in my view should be visionary, accommodative to factor in everybody across the social-economic hierarchy and connect to the emerging healthy living best practices internationally. Patient Protection and Affordable […]
Introduction The rapid increase of medical care costs in the United States of America has caused significant challenges in access to affordable and quality medical care services for a higher percentage of the American citizens, especially for middle and low-income earners. Besides, as a result of economic instabilities and dynamic economic changes, the percentage of […]
