1. IBC Bank Services – Flashcards
Unlock all answers in this set
Unlock answersquestion
Unlimited
answer
The number of times a customer can access the ATM or make purchases with their Check Card daily is_____?
question
$700.00
answer
Customers are allowed to withdraw a maximum of $_________per day using an ATM machine.
question
Free
answer
A customer is charged $________ for withdrawing or inquiring on their balance using an IBC ATM machine?
question
Visa
answer
The IBC Check Card can be used to
make purchases at any merchant that accepts ______.
question
$3,000.00
answer
There is a maximum limit in the amount of $________ that I can use daily to make purchases with my Check Card.
question
$10.00
answer
IBC charges $________ when replacing your lost or stolen Check Card.
question
Checking
answer
In order to be issued a Check Card with IBC, you must have a ____________ account.
question
Immediate access to funds and Increase limit on Overdraft Courtesy
answer
In what 2 ways does having Direct Deposit benefit a customer?
question
Main Bank, Weslaco Branch, Mission, El Banquito
answer
Customers can visit the following branches if they are interested in renting a Safe Deposit Box.
question
Size and Location of the box
answer
The fee for renting a Safe Deposit Box with IBC is based on 2 things.
question
Instant Issue and Personalized
answer
What are the 2 types of Cash Cards that IBC offers?
question
IBC Voice
answer
______ _________ is the name of the automated telephone system that customers use to access their account information.
question
Overdraft Transfer Protection
answer
An Alternative Service offered by IBC to assist customers in avoiding or reducing Overdraft fees is called ____________ ______________ _______________.
question
Primary Checking and a Secondary Checking or Savings Account
answer
What 2 things must a customer have in order to use Overdraft Transfer Protection?
question
$12.00 / Daily Transfer
answer
The fee for using Overdraft Tranfer Protection is $____ per ____________ transfer.
question
Personal
answer
Overdraft Transfer Protection is avilable to all ___________ Checking Account customers.
question
In the Same Market
answer
In order for Overdraft Transfer Protection to transfer funds from the Primary to Secondary account, both accounts must be located...
question
Amount of the Debits plus the $12.00 transfer fee
answer
Overdraft Transfer protection transfers the ______________plus _______________from the Secondary Account.
question
Reload
answer
A customer can request that IBC
_________funds into their Personalized Cash Card.
question
Checking or Savings
answer
In order to purchase a Instant Issue or Personalized Cash Card the individual must have a ______________ or _____________ Account with IBC.
question
• Check account balances
• Transfer funds
• Pay bills
• Retrieve 18 months of statements
• View cleared checks and deposits
answer
Features available with Online Banking
question
Visa
answer
All IBC Cash Cards can be used worldwide wherever ________ is accepted.
question
5 to 7 business days
answer
How long will it take for a customer to receive their Personalized Cash Card?
