Essays On Banking

Managing Information System An overview on the financial organization Guaranty Trust Bank (GTB) is a notable Nigerian financial institution with a wide business coverage covering the whole of West Africa and the United Kingdom, its present asset base is worth over 1 trillion Naira which is equivalent to 629,000. 00USD with shareholders’ funds of over […]

1. 1 Introduction A bank is a financial institution that provides banking and other financial services to their customers. A bank is generally understood as an institution which provides fundamental banking services such as accepting deposits and providing loans. There are also nonbanking institutions that provide certain banking services without meeting the legal definition of […]

The Reserve Bank of India was founded on April 1, 1935, during the British-Raj in accordance with the regulations specified in the Reserve Bank Of India Act, 1934.The Central Office of the Reserve Bank was originally located in Calcutta but it was permanently relocated to Mumbai in 1937. In Mumbai, the Governor takes charge and […]

The term Merchant Banking has its origin in the trading methods of countries in the late eighteenth and early nineteenth century when trade-taking place was financed by bill of exchange drawn by merchanting houses. At that time the merchants were merely financing their own activities. As international trade grew and other lesser-known names wanted to […]

The banking industry of Sri Lanka has undergone tremendous shift due to intense competition and technological developments. While banks are becoming more customer focused and market driven, customers are becoming more demanding and selective in their preferences. Minimizing of customer switching is one of the biggest challenges facing bankers today. This paper aims to examine […]

Introduction Backgroung to the Study This study sought to establish the relationship between downsizing and Profitability in the Nigeria banking industry, found out the effects of downsizing on the output of the employees in the industry, and determined the result of well conducted downsizing on the performances these banks. Access bank, Union Bank, First bank, […]

HSBC is a prominent global banking and financial services institution based in Canary Wharf, London, United Kingdom. With 7,500 offices spanning across Europe, the Asia-Pacific region, the Americas, the Middle East and Africa, HSBC operates in 87 countries and caters to over 100 million individuals. HSBC Holdings plc, established in 1865 as The Hongkong and […]

The impact of electronic banking on the indigenous banks, the case of the introduction of ezwich The challenges of implementing Electronic Payment Systems – The Case of Ghana’s E-zwich Payment System Introduction Several electronic payment systems have been introduced into the country in recent times with the most significant being e-zwich smart card payment system, […]

The Dirty Deals between Nigerian Banks and Software Vendors: Information technology managers of many Nigerian banks and their collaborators benefit financially each time they introduce new banking software. BusinessWorld Intelligent unit has uncovered a recent surge in bribery and corruption within the IT departments of these banks. Wherever there is money involved, there will always […]

EXECUTIVE SUMMARY Islam is not only a religion but also a complete code of life and Islami Banking & finance is an integral part of life of a Muslim. Similarly Shari’ah Concept and principles are unavoidable code of business operations of the Bank. An Islami Bank is a financial institute whose status, rules and procedures […]

METROPOLITAN BANK AND TRUST COMPANY Founded in September 5, 1962, Metropolitan Bank & Trust Co. (Metrobank) has since become the premier universal bank and among the foremost financial institutions in the Philippines. It offers a full range of banking and other financial products and services, including corporate, commercial and consumer banking, as well as credit […]

1. Compare and contrast the strategic service vision of El Banco and United Commercial Bank. Strategic Service Vision Element Service Delivery System Providing informal atmosphere to differentiate services Due to focus on the Hispanic customers, El Banco allocated the branch at a more convenient location for a easy accessible to the community Hire employees based […]

Activity-based costing (“BBC”) is considered one of the best and most popular tools for allocating costs by identifying individual activities as cost objects. Originally, activity-based costing was mainly used in manufacturing industries but, due to its preciseness, this system has recently grown popular in the service industries as well, including banking. Activity-based costing provides bank […]

According to The Washington Post in 1991 (Walsh), the government of the United States is highly concerned about bankruptcy. Bankruptcy, as defined by the United States Code: Title 11, TITLE 11?BANKRUPTCY Legal Information Institute, refers to the legal procedure for handling debt issues of individuals and businesses. If any fraudulent activity occurs during this process, […]

Is an organization that gathers baby supplies for local food banks. The organization was started in 2007 by Amanda Freeman, a former UP student, to help meet the need for baby food, diapers, and other baby supplies for the homeless and others who draw from the food banks. When food-bank drives are conducted, people generously […]

Deciding whether to invest or not is a complicated task for today’s companies. Managers need to make thorough studies, analyzing additional costs and revenues, in order to be able to make the most reasonable decision. A big investment implies a great expenditure and, generally, a late return. If a company does not consider thoroughly the […]

Riley Supply* Jim Riley believed that the North Atlanta suburbs of Cherokee County and Forsyth County were about to take off in the mid-sass so he, along with his next door neighbor, started a plumbing and heating supply business to benefit from the expected growth. Fortunately, the targeted counties of Cherokee and Forsyth did experience […]

NEOCLASSICAL ECONOMICS Neoclassical is the most widely taught form of economics in the present world, making it to be the primary take on modern day economics. In a nutshell, neoclassical economics makes an approach to economics that relates supply and demand to an individual’s rationality and his or her ability to maximize utility or profit. […]

The widespread availability of credit cards has transformed the credit card industry. According to the Brand Keys Brand Survivability Assessment (www.brandkeys.com), American Express is the sole financial brand recognized among the top 50 brands by Americans. Previously, store credit cards were viewed as modern and convenient choices, but now they are considered commodities. While store […]

Topic: Innovative products by Indian organizations in the Banking Sector Akshita Shetty, Student, K J Somaiya Institute of management studies and research, PGDM (RM) Roll no: 56, Email id: ashetty14189@gmail. com Abstract: The banking sector in India has undergone significant transformation over the past decade with innovative strategies. Despite experiencing rapid growth, this sector faces […]

Determinants of Private Banks’ Profitability in Ethiopia: Panel Data Evidence Yigremachew Benti Addis Ababa Email: yigremb@yahoo. com March 2008 1 Abstract Using both static and dynamic models, this study aims to identify the factors that determine the profitability of private commercial banks in Ethiopia. The study examines balance sheet and income statement data from all […]

The financial services sector has seen great success with online banking, thanks to its numerous advantages. By providing high-quality services and customizable innovative products at a lower cost, banks can enhance their business operations and customer relationships. Customers also enjoy the convenience of conducting financial activities through electronic banking, anytime and anywhere, along with a […]