Essays On Banking

As the deadline for bonus distribution approaches, the global financial services sector is dealing with an extraordinary circumstance characterized by government involvement in financial matters and heightened political scrutiny. The aftermath of the 2008 financial crisis and considerations for future years are prompting a revision of compensation practices under close examination. This White Paper specifically […]

Declaration I confirm that I have conducted the project work titled “Equity Research in Banking Sector” independently and am submitting it as a partial fulfillment for obtaining the degree of Masters of Management Studies (MMS). The findings presented in this report have not been previously submitted to any other University or Institute for earning any […]

PEST Analysis Political factors: As Poland became member of the European Union it became more attractive for foreign investors, especially it became easier to invest for members of the EU community. Poland is a democratic state with market economics. Being member of the EU, Poland receives grants from it. Political situation is stable. No revolutions, […]

As a result of the global financial crisis, individuals are searching for strategies to endure economic challenges. Concerned about the security of their finances, many people are seeking safe options for storing and investing their money. However, with the closure of numerous banks due to the crisis, individuals are faced with additional obstacles. The crisis […]

The turn of 20th century greatly benefited Saudi Arabia. The oil discovery as well as its development led to the country development in infrastructure and social services at par with other western countries. These developments led to the development of money and banking system in the country patterned after the Islamic Law being a country […]

The role of banks is crucial in modern society and in the economic life of every civilized nation. Banks are widely used by people of all backgrounds who trust and rely on them, whether they are passively entrusting their savings to the bank or actively using banking services for business and commerce (Dizon, 2006). Even […]

Commerce Bank was founded in 1973 by Vernon Hill II who took his experience in operating fast-food restaurants and applied it to banking. He decided to call his branches “stores” and developed a business model focused on maximizing customer convenience and delivering consistently great customer experiences. Commerce Bank invested heavily in store facilities and personnel […]

Jamuna Bank Limited (JBL) is a Banking Company registered under the Companies Act, 1994 with its Head Office at Chini Shilpa Bhaban (4th & 8th Floor), 3, Dilkusha C/A, Dhaka -1000. The Bank started its operation from 3rd June 2001. Jamuna Bank Limited is a highly capitalized new generation Bank started its operation with an […]

It can say that the new beginning of the banking sector in Myanmar is started on November 25, 2011. Before this time, Private Banks don’t have any license for foreign currency exchange services. Central Bank is the sole bank who can control the foreign currency exchange, and foreign exchange rate against US dollar was traditionally […]

Executive Summary Fundamental &Technical Analysis of Banking stocks” is the systematic study of the performance of banking companies stock’s in stock market and future value of the share price with help of fundamental analysis and technical analysis. While decision in share price based on actual movement of shares price measured more in money & percentage […]

High street banksHigh streets banks are the local banks you see on high street or in town centre. All High Street Banks are public limited companies (PLC). So their liability is limited. They deliver financial service to the members of public and some local or national businesses. The types of services High Street Banks provides […]

Executive Summary Nowadays, the service industry, especially banks, faces increasing competition. In such environment, differentiation is necessary. The general purpose of this thesis is to understand how a bank can achieve differentiation based on a marketing approach. Two research questions will respectively examine the three additional P’s of the marketing mix (People, Presentation or Physical […]

The Institute of Management Technology in India and Stamford University in Bangladesh conducted a study on the determinants of retail banking performance, focusing on customer satisfaction and relationship marketing. The study examined literature and empirical research using data from 555 customers to understand the factors that contribute to banking services satisfaction, which is now being […]

The Reserve Bank of India provides two options for electronic fund transfer: Electronic Fund Transfer and a Special Electronic Fund Transfer Facility. The RBI provides EFT services via managed clearing centers in 15 cities, which are listed in the annexure. There are three daily EFT clearings at 12:00pm, 2:00pm, and 4:00pm. The diagram illustrates the […]

As a first step towards developing strategies for growth, this document aims to provide a detailed overview of the banking industry in India. The information will be divided into two main sections: an evaluation of the structure of Indian banks and an examination of financial institutions that function in a comparable manner. The report will […]

I. Macro-environment 1. Economic One of the biggest successes of 2007 was the annual economic growth rate reaching an impressive 8. 48 per cent. This high growth creates an important premise for Vietnam to move to a higher development plan in the coming years. 10. 6 percent growth rate of the industrial sector shows the […]

The challenges faced by Commercial Bank of Africa (CBA) in implementing modifications are examined, accompanied by a summary of the executive’s perspective on the matter. The Information and Communication Technology (ICT) management structure at CBA is causing a problem because the management wants to introduce change, but the existing structure is already effective. This puts […]

Today, however, bankruptcy has evolved into a procedure in which a person or business may preserve their remaining assets, reorganize and continue on or obtain a fresh-start in life. Bankruptcy can be defined simply as “the legal process by which the assets of a debtor are sold to pay off creditors so that the debtors […]

Main Functions Central bank is the apex body of the banking structure. Each and every country has the central bank but their name differs from country to country. In India the central bank is called RBI and the functions are as follows: Issuer of currency: •Under section22 RBI has right to issue the currency note. […]

Fannie Mae’s Fraud 1. Fannie Mae was established in 1938 as a federal charter under President Franklin Roosevelt as a secondary market to expand the flow of mortgage money under any economic condition because millions of Americans could not become homeowners before Fannie Mae. In 1968 Fannie Mae was rechartered by congress as a shareholder […]

The collapse of Northern Rock serves as a significant example in the banking economics and regulation field, highlighting the far-reaching effects that issues can have. The Bank of England provided emergency funding for Northern Rock, which is the UK’s fifth-largest mortgage lender, showcasing how highly interconnected the worldwide financial system is. As a result of […]

At first, the local trading community refrained from using “foreign” banks due to nationalist and religious beliefs. However, as time passed, they had to turn to commercial banks for trade and other purposes. Nevertheless, many individuals limited their use of banks to current accounts and money transfers because of religious restrictions on interest. Nonetheless, socioeconomic […]