ccp 4.2.1 Study: College Costs and Savings
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Define cost of attendance. List the four items usually counted in the cost of attendance.
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cost of attendance: total cost of attending college, including tuitions, fees, books, room and board. 1. tuitions and fees 2. books 3. living arrangements 4. food
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List three ways you can save on tuition.
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1. apply to lesser-known schools 2. complete your GE requirements at a community college 3. take courses during the winter or summer (costs half as much as taking courses during the fall and spring semesters)
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From the options given in this activity, how would you prefer to acquire college textbooks? Why?
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-buy used books -buy books online -can sell books on a website or through college bookstore -rent books of a website I prefer to buy used books so I can make any markings on the textbooks to help me study
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List the different living arrangements suggested in this activity in order of cheapest to most expensive
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-living at home -fraternity or sorority -on campus for first two years and off -campus for the remainder -on-campus housing -off-campus apartment
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What is the most economical yet nutritious way to eat at college?
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the college meal plan: a students pays upfront to eat a specific number of meals in the college dining halls. Each college has its own way of regulating the meal plans
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What are the three most economical ways to get around campus?
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1. walk, bike, or rollerblade 2. free bus service 3. take public transit
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If you must use a credit card while in college, what are some ways you can keep from getting in credit card debt?
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-Obtain only one credit card. -Use it only in emergencies. Don't use it to pay regular expenses. For those, you're better off paying with cash or using a debit card, because then you're using your own money, not money you're borrowing from the credit card company. -Pay off the balance every month to avoid paying credit card interest and fees.
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What is the best way to pay for monthly expenses and why?
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-Opening checking accounts and savings accounts with good interest rates (you can keep up with your finances)
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What are some ways you can keep technology expenses low?
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-Take advantage of the free Wi-Fi available on almost all college campuses. I-nstall a free Voice over Internet Protocol (VoIP) service to make phone calls. -Use freeware and shareware for games, music, apps, spyware removal, antivirus, and firewall programs.
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List three places where you can get a discount by showing your college student ID.
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1. movie theatre 2. Concert halls 3. Clothing stores
