Apex College and Career Prep I Key Terms

question

529 plan
answer

A tax-advantaged savings plan designed to encourage saving for future college costs. Legally known as qualified tuition plans, 529 plans are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code.
question

ACT composite score
answer

The average of the four subject test scores (English, math, reading, and science) for the EXPLORE, PLAN, and ACT tests rounded to the nearest whole number.
question

admission application
answer

The application students complete to attend a specific postsecondary institution.
question

advanced or honors course
answer

A course that is taught in a more rigorous fashion than typical high school courses. Students’ learning may be assessed in a more comprehensive manner.
question

Advanced Placement (AP) course
answer

An advanced high school course that covers college-level material. Colleges may award AP credit for the course depending on the score a student receives on the corresponding AP exam.
question

apprenticeship
answer

A training program where you earn wages while you learn a skilled profession in a specific field, such as construction, health care, or culinary arts.
question

associate’s degree
answer

The degree received after completing a two-year program.
question

award package
answer

The total financial aid offered to a student by a school. This may include grants, loans, and work-study awards.
question

Bachelor of Science
answer

A bachelor’s degree awarded for the completion of an undergraduate program in engineering, mathematics, computer science, or natural sciences.
question

bachelor’s degree
answer

The degree received after completing a four-year program. It is also known as an undergraduate degree or a baccalaureate.
question

career assessment
answer

A tool that helps match personal skills, qualities, interests, talents, or academic strength to careers.
question

career cluster
answer

A group of similar careers.
question

career cluster
answer

A group of similar careers.
question

certificate
answer

An official document issued by a school certifying that the individual named has completed all requirements and graduated.
question

certificate
answer

A credential awarded by a college or university to recognize the completion of a curriculum that does not lead to a degree or diploma.
question

certification program
answer

A curriculum leading to a certificate rather than a degree or a diploma.
question

class rank
answer

A measure of how a student’s performance compares to other students in his or her class.
question

club adviser
answer

A teacher or staff member who oversees a club or organization to ensure it is following the school’s rules of conduct and staying close to the group’s objectives.
question

college entrance requirement
answer

A piece of information that a college uses to make admissions decisions. Requirements can include personal information, courses taken, performance scores, a personal statement, letters of recommendation, community service, participation in extracurricular activities, and an interview.
question

college graduate
answer

An individual who completes all college requirements and earns a college diploma.
question

college interview
answer

A meeting between a representative of a college and an applicant so that the school can learn more about him or her.
question

college savings plan
answer

A plan in which a student’s family saves money for college by investing funds in the stock market. It offers several investment options, and the value goes up or down based on the market performance of the option selected.
question

community college
answer

A two-year school with programs for associate’s degrees.
question

community service
answer

An activity or service done by volunteers free of charge, for the benefit of a person, a group, or the public.
question

competition
answer

A contest for an honor or award.
question

competitive admission
answer

Admission for which applications are reviewed based on academic performance, completion of rigorous coursework, and extracurricular activities. Those accepted either meet thresholds for these criteria or stand out from fellow applicants in one or more of these criteria. Competitive admission is usually used by four-year colleges.
question

concentration
answer

The act of focusing on an activity, concept, or task.
question

confidence
answer

Belief in oneself and one’s abilities.
question

cost of attendance
answer

The total cost of attending college, including tuition, fees, books, and room and board.
question

Coverdell Education Savings Account
answer

An education savings account for K through 12 and college expenses. There is a yearly maximum contribution limit. Contributions are taxed up front, but the account is not taxed as it grows, and withdrawals are tax-free.
question

cumulative grade point average
answer

The average GPA including all semesters up to the most recent semester.
question

Direct PLUS Loan
answer

A loan that graduate students, professional degree students, and the parents of undergraduate students may take out to pay for college education expenses. It is available through the federal Direct Loan Program.
question

Direct Stafford Loan
answer

A student loan that is guaranteed by the U.S. government and has a fixed interest rate lower than private loans. The loan can be either subsidized or unsubsidized, and there are strict eligibility requirements and borrowing limits. Repayment begins at the end of the six-month grace period after the student leaves school.
question

dual enrollment
answer

Enrollment in an institution of higher learning (e.g., a community college) while still in high school. Credits may be used toward a high school degree, college credit, or both.
question

EXPLORE test
answer

A multiple-choice, pre-ACT standardized test taken by eighth- and ninth-graders. It tests students in English, math, reading, and science.
question

extracurricular activity
answer

An activity that is not part of a school’s academic curriculum and usually takes place after school hours.
question

Federal Work-Study Program (FWS)
answer

A federally funded program that helps college students earn aid through part-time work. Students find jobs through their college. The money goes toward paying college expenses.
question

financial stability
answer

A situation in which a person’s monthly income is greater than his or her monthly costs, making it possible to save for large purchases, emergencies, and retirement.
question

first-generation student
answer

A student who will be the first from his or her family (including grandparents, parents, and siblings) to graduate from a college.
question

first-time freshman
answer

A student enrolling at his or her first college after graduation from high school.
question

four-year college
answer

An institution of higher learning that grants bachelor’s degrees and sometimes master’s degrees and doctorates. Four-year colleges typically offer a larger array of programs and have more campus activities than two-year colleges, as well as offering opportunities to live on campus. They typically cost more than two-year colleges. They are also known as colleges or universities.
question

Free Application for Federal Student Aid (FAFSA)
answer

The application required by the federal government for calculating need-based college financial aid. It can be obtained from high school guidance offices, college financial aid offices, and the Internet.
question

grade point average (GPA)
answer

The calculated average of letter grades earned in school. The formula to calculate a GPA is the addition of all grade points from all completed courses divided by the number of classes completed.
question

grant
answer

A financial award that is usually dispensed by the financial aid office of a college or university. Most grants are need-based, but some are merit-based.
question

high school diploma
answer

Certification of successful completion of high school.
question

high school dropout
answer

An individual who does not complete all high school requirements and does not earn a high school diploma.
question

high school transcript
answer

An official report supplied by a high school of the academic record of an individual student.
question

homework
answer

A take-home assignment.
question

homework routine
answer

A schedule designed by you that includes a start time, break times, an end time, a designated study space free of distractions, and study materials.
question

independent
answer

Being capable of accomplishing day-to-day tasks on one’s own. An independent person may still seek advice from, collaborate with, or love learning from others.
question

International Baccalaureate (IB) course
answer

One of a rigorous, interdisciplinary group of courses that are accepted by universities worldwide.
question

internship
answer

A program in which a student acquires on-the-job experience related to his or her major.
question

job shadow
answer

A time in which a student observes an expert in the workplace to learn more about a particular career.
question

liberal arts college
answer

A four-year college focused on broad student learning in writing and thinking, with faculty devoted to teaching. Liberal arts colleges usually have smaller enrollments (500 – 2,500).
question

license
answer

A document issued by the government or an authority that gives official permission to do something.
question

loan default
answer

Failure to repay a loan on which borrower has made no loan payments for 270 to 360 days and has not made any arrangements to defer.
question

major requirement
answer

A course requirement specific to the field of study that a student chooses at a four-year college. Colleges typically expect students to complete 66 credit hours, or 22 courses, specific to their major.
question

meal plan
answer

A plan in which a student pays up front to eat a specific number of meals in the college dining halls. Each college has its own way of regulating the meal plans.
question

merit-based aid
answer

Awards through grants or scholarships based on excellence in academics, leadership, volunteerism, athletic ability, and other areas determined by the granting organization, which can be a college or university, an organization, or an individual. The awards are not based on financial need.
question

minor
answer

A secondary focus of study in a specific subject or career field.
question

mnemonic
answer

A tool used to aid in remembering information.
question

music mnemonic
answer

The use of music to learn and retain information.
question

need-based aid
answer

Awards through grants, scholarships, or loans based on a student’s or parent’s level of income. Those with lower income levels are offered more money to make college more affordable.
question

networking
answer

The practice of making contact and exchanging information with other people, groups, or institutions. The goal of the networking relationship may be to further one’s personal employment opportunities, to cultivate new clients, or to expand business relationships.
question

on-the-job training
answer

Training at a place of work while an employee is doing the actual job. Either a professional trainer or an experienced employee serves as the instructor.
question

open college
answer

A postsecondary school that does not have a set of admission requirements such as a minimum GPA or test scores.
question

paraphrase
answer

To rephrase using different words, sometimes to make shorter.
question

Pell Grant
answer

A federal grant provided to students who demonstrate financial need. It is known as the foundation of federal financial aid.
question

percentile rank
answer

Class rank shown in the form of a percentage.
question

perception
answer

A person’s understanding based on what is observed or thought.
question

performance score
answer

For selective colleges, an admissions review of a student’s GPA, class rank, and standardized test scores to determine if the student is eligible to attend the college.
question

Perkins Loan (federal)
answer

A loan for high-need students that offers up to $5,500 a year for undergraduates and up to $8,000 a year for graduate students. The loan may be forgiven for public service under some circumstances.
question

personal quality
answer

A characteristic or trait.
question

personal skill
answer

An ability to do something.
question

personal statement
answer

An essay submitted to an admissions office that explains why a student should be admitted to the college.
question

plagiarizing
answer

Using someone else’s ideas, words, or creative work without giving credit to that person.
question

PLAN test
answer

A multiple-choice, pre-ACT standardized test taken by tenth-graders. It tests students in English, math, reading, and science.
question

prepaid tuition plan
answer

Also known as a guaranteed tuition plan. This plan allows a family to prepay all or part of the costs of an in-state public university education. The plan may also be converted for use at private and out-of-state colleges.
question

private loan
answer

Money borrowed from a private financial institution, such as a bank.
question

PSAT/NMSQT
answer

A test that is similar in format to the SAT and is taken during a student’s junior year. The test is shorter and less time-consuming; it serves as a qualifying instrument for the National Merit Scholarship Program and can be helpful for early college guidance.
question

residence hall
answer

Also known as a dormitory or dorm. Students who attend a four-year college and some two-year colleges can live with fellow students in a residence hall owned and run by the college. A residence hall often has cafeterias, activities, and sometimes even exercise facilities.
question

reward
answer

Something given in return for what someone has done or earned.
question

rigorous coursework
answer

Courses that are more challenging than regular high school courses, including advanced or honors courses, dual enrollment courses, IB options, and AP courses.
question

role
answer

The actions and activities assigned to, or expected of, a person or group.
question

SAT
answer

A standardized test developed by the College Board for college admittance in the United States. It consists of three sections: math, critical reading, and writing.
question

scholarship
answer

A sum of money that is used to pay educational expenses and is awarded to a student on the basis of academic merit. The student is not required to repay the money.
question

school-to-work system
answer

An education and career-focused opportunity that exposes students to potential careers by combining classroom instruction with on-the-job training.
question

secondary school
answer

Another term for high school.
question

selective college
answer

A postsecondary school that has a set of requirements for a student to be admitted. These may include high school graduation, meeting test score and GPA requirements, participation in community service programs, and completion of specific classes.
question

self-evaluation
answer

A way to identify personal skills, qualities, interests, and talents.
question

senioritis
answer

The lack of motivation high school and college seniors often feel toward their studies.
question

service-learning
answer

Opportunities that allow students to give back to their community. These opportunities always have learning objectives and are often tied to a class in which the students are enrolled.
question

spelling mnemonic
answer

The use of different techniques as reminders of how to spell a word.
question

standardized test
answer

One of several national tests that colleges use to evaluate an applicant’s academic background and understanding of specific areas of knowledge.
question

standardized tests
answer

National tests that colleges use to evaluate an applicant’s academic background and understanding of specific areas of knowledge.
question

state tax
answer

Tax paid to the state for funding schools as well as a variety of public programs administered at the state level.
question

student loan
answer

A sum of money to pay educational expenses that must be repaid. Loans to college students are often obtained through the government.
question

student record
answer

An individual record created and updated by a college that tabulates all information about a student. A student record can include financial aid information, payment information, disciplinary issues, course information, and many other types of information that the college may collect.
question

study group
answer

A group of people who meet to discuss and study a particular subject or topic.
question

subject area
answer

A specific area of learning. Subject areas may include English, mathematics, languages, and social studies.
question

technical or vocational education
answer

The preparation of trainees for jobs that are related to a specific trade or occupation. Students of vocational or trade schools can often earn certificates or licenses in fewer than two years.
question

test anxiety
answer

A psychological condition in which students experience extreme anguish and anxiety before and during test taking, thus impairing performance. Symptoms may include insomnia, headaches, vomiting, fainting, depression, panic, and inability to concentrate.
question

trade association
answer

An organization founded by businesses in a specific industry to facilitate collaboration between companies, standardize procedures within the industry, and advocate for workers.
question

transfer student
answer

A student who moves from one college or university to another.
question

two-year college
answer

A regional higher education institution offering certificates and two-year degrees for professional subjects. Two-year colleges usually cost less than four-year colleges, are open enrollment schools that don’t consider past grades for admission, and specialize in serving live-at-home students and part-time students. They are also known as community colleges or junior colleges.
question

university
answer

A four-year college that offers bachelor’s, master’s, and doctoral degrees.
question

unweighted GPA
answer

A grade point average that does not factor in additional grade points for more challenging courses.
question

volunteering
answer

Time spent helping others.
question

weighted GPA
answer

A grade point average that includes the additional grade points given to a student for completing advanced, honors, dual enrollment, AP, or IB courses.
question

word mnemonic
answer

The use of the first letter of each word in a phrase as an aid to remember information. Also known as an expression mnemonic

Get instant access to
all materials

Become a Member